Saving Made Simple
With Support When It Matters
Become a member to start saving, access fair loans, and take control of your finances with support from your local credit union.

At Citysave Credit Union, you’re not just a customer, you’re a member and co-owner of an ethical, local financial co-operative. Membership is your gateway to savings and fair loans that help you build a stronger, more secure financial future for yourself and your family.
Key Benefits of
Membership
Access to Savings Accounts
Build a safety net and save for your goals, whether that’s Christmas, a family holiday, or a future home.
Access to Fair Loans
Apply for affordable, transparent loans designed to help you manage life’s ups and downs responsibly.
Junior Savings Accounts
Open a Junior Saver Account to help children or grandchildren build positive money habits early on.
Financial Security
Consistent saving helps reduce stress and improve financial stability, and we’re here to support you every step of the way.
Membership and access to financial products are subject to approval and eligibility checks. Late or missed loan payments may result in additional costs and affect your credit rating.
Eligibility
Applications are assessed to confirm eligibility before membership is approved.
Check your eligibility on the map below.
Frequently Asked Questions
What is the difference between Savings and Membership?
Savings is the money you deposit into your account with us. We offer various savings plans to help you protect against financial shocks and save for specific goals, like holidays or home improvements.
Membership is about being part of our credit union. When you save with us, you become an active member, which provides security and protection for your savings. As a member, you get access to all our services, including the ability to borrow.
Do I have to be a member to start saving or apply for a loan?
Yes, you must be a member to use any of our services. The good news is that when you start saving with us, you automatically become a member of the credit union.
How do I join Citysave?
You can apply online, and once your application is approved, you’ll be able to start saving and access our full range of member services. You are eligible to join if you reside or are employed in the locality of Birmingham (B Postcode) or the county of Warwickshire.
How long does it take to become a member?
Our team will review your application and aim to respond within 1 working day. Once approved, you can begin saving and access our services.
Hear From Our Members
Birmingham City council strongly supports the principle of regular savings as part of financial wellbeing. We have offered our employees access to simple payroll savings with our partner, Citysave, foRead More
Rewards and Benefits, Human Resources
Citysave has been working with St Basils for a number of years to promote savings and small loan agreements for our employees through salary deductions. St Basils has a full range of prevention, accomRead More
Head of HR, St Basils
Warwickshire County Council has been working in Partnership with City Save for the last 6 years establishing a WCC Staff Payroll Deduction Saving Scheme, adopted as part of the HR Staff Benefits PolicRead More
Partnerships Projects Co-ordinator, Warwickshire County Council
Birmingham City council strongly supports the principle of regular savings as part of financial wellbeing. We have offered our employees access to simple payroll savings with our partner, Citysave, foRead More
Rewards and Benefits, Human Resources
Citysave has been working with St Basils for a number of years to promote savings and small loan agreements for our employees through salary deductions. St Basils has a full range of prevention, accomRead More
Head of HR, St Basils
Warwickshire County Council has been working in Partnership with City Save for the last 6 years establishing a WCC Staff Payroll Deduction Saving Scheme, adopted as part of the HR Staff Benefits PolicRead More
Partnerships Projects Co-ordinator, Warwickshire County Council