Save For Your Goals with Citysave
Small Steps to a Secure Future
Start saving with your local credit union and take control of your financial future. Every pound you save helps you build security, and supports other members in your community through fair, affordable lending.
When you save with Citysave, you’re not just putting money aside for yourself, you’re helping others in your community access fair loans and build financial resilience. Together, we’re creating a stronger, more secure West Midlands.
Find the Right Saving Account for You
Regular Savings Account
Save for life’s goals, big or small - from family holidays to home improvements. Build your safety net over time with a secure account designed for consistent saving.
Regular Savings Account
Plan for a Secure Future
Build your financial foundation with our Regular Savings Account - designed to help you save for holidays, home improvements, or life’s bigger goals. As your core Citysave account, it helps you grow your savings securely while supporting your local community.
How it Works
To open a Regular Savings Account, you’ll need to be a Citysave member. Once your account is active, you can make deposits by bank transfer or, if your employer is a Citysave Payroll Partner, automatically through your salary. You can manage your account and monitor your savings anytime through online banking or our mobile app.
Key Features:
Flexible Deposits
Save what you can, when you can.
FSCS Protected
Your savings are secure and protected by the Financial Services Compensation Scheme (FSCS).
Competitive Returns
[Insert current interest rate here].
Easy Access
Easily access your money anytime through our online banking portal.
All savings accounts are subject to Citysave membership eligibility. Interest rates and returns are not guaranteed and may change. Withdrawals are processed in line with standard account terms.
PrizeSaver Account
Save for your goals while entering monthly prize draws for cash rewards. Every £1 you save (up to £200) gives you a chance to win, with your money always safe and working for your future.
Prizesaver Savings Account
Save with a Chance to Win
The PrizeSaver Account helps your savings grow while giving you the chance to win cash prizes each month. For every £1 you save (up to £200), you’ll automatically receive one entry into a national monthly draw. Your savings remain safe, accessible, and protected, with the added bonus of potential prizes.
The PrizeSaver scheme is operated nationally by participating credit unions. All entries and prizes are subject to the official PrizeSaver terms and conditions. Prize draws are random, and winning is not guaranteed. Savings interest and returns may vary and are subject to change.
How it Works
This account is available to all Citysave members. For every £1 saved (up to £200), you’ll receive one automatic entry into the monthly PrizeSaver draw. Your money remains in your account and can be withdrawn at any time,it’s your savings, just with a little extra excitement.
Key Features:
Monthly Prize Draws
Each £1 saved earns one entry into the national monthly draw, with prizes up to £5,000.
No Risk
Your savings always stay secure, you’ll never lose money by taking part.
FSCS Protected
Your savings are protected up to £85,000 by the Financial Services Compensation Scheme (FSCS).
Easy to Use
View your balance, track entries, and manage your savings anytime via online banking or the Citysave mobile app.
Junior Saver Account
Build a nest egg for your child or grandchild and help them learn good saving habits early. Their savings grow securely while you manage the account and guide them to financial confidence.
Junior Saver Account
Start Your Child’s Savings Journey
Build a little nest egg for your child’s future. The Junior Saver sits within your Citysave account, helping you set money aside for their big moments, from birthdays to education, while teaching the value of saving early.
Available for children from birth to age 16, this savings pot helps parents and guardians build financial confidence together. You stay in control of the account, showing your child how savings grow and supporting their first steps toward financial independence.
How it Works
As a Citysave member, you can create a Junior Saver sub-account to start building your child’s savings pot. You choose how much to contribute and when, all managed through your existing Citysave account. It’s a small step that helps secure their future, and teaches the importance of saving from an early age.
Key Features:
Build a Nest Egg for Their Future
A dedicated sub-account within your Citysave membership, save little and often for your child’s milestones.
Managed by You
You stay in full control, managing deposits and withdrawals as part of your main savings account.
Secure & Protected
Savings are protected up to £85,000 under the Financial Services Compensation Scheme (FSCS).
Encourages Good Habits
A simple, practical way to introduce children to saving and goal setting.
Competitive Returns
[Insert representative interest rate here].
Payroll Savings
Save automatically through your pay with a small amount set aside each month. Available to members whose employer is a Citysave Payroll Partner.


Regular Savings Account
Plan for a Secure Future
Build your financial foundation with our Regular Savings Account - designed to help you save for holidays, home improvements, or life’s bigger goals. As your core Citysave account, it helps you grow your savings securely while supporting your local community.
How it Works
To open a Regular Savings Account, you’ll need to be a Citysave member. Once your account is active, you can make deposits by bank transfer or, if your employer is a Citysave Payroll Partner, automatically through your salary. You can manage your account and monitor your savings anytime through online banking or our mobile app.
Key Features:
Flexible Deposits
Save what you can, when you can.
FSCS Protected
Your savings are secure and protected by the Financial Services Compensation Scheme (FSCS).
Competitive Returns
[Insert current interest rate here].
Easy Access
Easily access your money anytime through our online banking portal.
All savings accounts are subject to Citysave membership eligibility. Interest rates and returns are not guaranteed and may change. Withdrawals are processed in line with standard account terms.
Frequently Asked Questions
Are my savings safe with Citysave?
Yes, your savings are secure. Citysave Credit Union is authorised and regulated by the Prudential Regulation Authority and the Financial Conduct Authority. Your money is protected by the Financial Services Compensation Scheme (FSCS).
How do my savings help the community?
As a credit union, we are a financial cooperative. The money our members save is pooled to provide fair, affordable loans to others. This cooperative approach helps reduce reliance on high-cost lenders and strengthens our community.
How do I withdraw money from my savings account?
You can withdraw funds from your account at any time through our online banking portal or by contacting us directly. We aim to process withdrawals promptly, but timing may vary depending on your bank and the payment method used.
Can I open a savings account without being a member?
No, you must be a member to open a savings account with Citysave. The great news is that when you start saving with us, you automatically become a member of the credit union, giving you access to all our services.
Hear From Our Members
Birmingham City council strongly supports the principle of regular savings as part of financial wellbeing. We have offered our employees access to simple payroll savings with our partner, Citysave, foRead More
Rewards and Benefits, Human Resources
Citysave has been working with St Basils for a number of years to promote savings and small loan agreements for our employees through salary deductions. St Basils has a full range of prevention, accomRead More
Head of HR, St Basils
Warwickshire County Council has been working in Partnership with City Save for the last 6 years establishing a WCC Staff Payroll Deduction Saving Scheme, adopted as part of the HR Staff Benefits PolicRead More
Partnerships Projects Co-ordinator, Warwickshire County Council
Birmingham City council strongly supports the principle of regular savings as part of financial wellbeing. We have offered our employees access to simple payroll savings with our partner, Citysave, foRead More
Rewards and Benefits, Human Resources
Citysave has been working with St Basils for a number of years to promote savings and small loan agreements for our employees through salary deductions. St Basils has a full range of prevention, accomRead More
Head of HR, St Basils
Warwickshire County Council has been working in Partnership with City Save for the last 6 years establishing a WCC Staff Payroll Deduction Saving Scheme, adopted as part of the HR Staff Benefits PolicRead More
Partnerships Projects Co-ordinator, Warwickshire County Council