Products – Citysave Credit Union

Financial Stability Starts Here

With your local
credit union

We’re here to prevent West Midlands people from living payday to payday. Citysave provides simple savings and fair loans, so you can take control and plan for a more secure future.

Loans

Fair, affordable loans designed to help you handle life’s surprises without turning to high-cost lenders

When you need a helping hand, we offer clear terms and personal support, so you can borrow with confidence and stay in control of your money.

Handle Bills Without Payday Lenders

Get the funds you need for unexpected costs like car repairs or household expenses, without high fees.

One Easier Payment for Your Debts

Simplify your finances by combining what you owe into a single, lower monthly payment.

Borrow Fairly and Transparently

Our loans come with no hidden charges, just fair rates and clear terms you can trust.

Savings

Building a safety net shouldn’t feel out of reach.

With Citysave, you can save straight from your pay, one small step at a time. Whether you’re planning a holiday, saving for Christmas, or putting money aside for your first home, we make it simple to build financial security that lasts.

Save Straight from Your Pay

Put a little aside each payday, easy, automatic, and stress-free.

Build a Cushion for the Unexpected

Be ready for life’s surprises with a growing safety net.

Your Money, Doing Good Locally

Your savings stay in the community, helping other local members.

Membership

When you join Citysave, you become part of a community that helps each other save, borrow, and build better futures.

Get access to all our services, from fair loans and flexible savings accounts to our PrizeSaver draw, where you could win monthly cash prizes.
If your employer is a Citysave Payroll Partner, you can save directly from your pay, simple, automatic, and stress-free.

Save Automatically from Your Pay

Build your safety net effortlessly each payday.

Fair Loans When You Need Them

Borrow affordably with no high-cost lender traps.

Local Support You Can Trust

We’re part of your community, putting people before profit.

Hear From Our Members

Birmingham City council strongly supports the principle of regular savings as part of financial wellbeing. We have offered our employees access to simple payroll savings with our partner, Citysave, foRead More

Pete Yeung
Rewards and Benefits, Human Resources

Citysave has been working with St Basils for a number of years to promote savings and small loan agreements for our employees through salary deductions. St Basils has a full range of prevention, accomRead More

Judy Large
Head of HR, St Basils

Warwickshire County Council has been working in Partnership with City Save for the last 6 years establishing a WCC Staff Payroll Deduction Saving Scheme, adopted as part of the HR Staff Benefits PolicRead More

Louise Richards
Partnerships Projects Co-ordinator, Warwickshire County Council

It’s allowed me to save whereas before I would never have saved. My family is all part of the credit union, which has been good because, for me, it’s knowing I've got people around who are like-miRead More

Maxine Pendley

It did ease my mind quite a lot because after a long time talking to members of the group you seem to get to know them because you’re able to speak to them freely. When you go into a bank you’re Read More

Melrose